Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model
20 Nov 2009
Research Workshop
PDF
727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf
The Australian Financial System
10 Sep 2014
FSR
– September 2014
especially given that the bulk of bank credit losses in Australia have historically occurred in business lending. ... Foreign bank lending accounts for only 15 per cent of total business credit, but it can still contribute to overall systemic risk.
https://www.rba.gov.au/publications/fsr/2014/sep/aus-fin-sys.html
2. Resilience of Australian Households and Businesses
9 Oct 2023
FSR
- October 2023
PDF
1571KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/02-household-business-finances-in-australia.pdf
Uncertainty Shocks, Financial Frictions and Business Cycle Asymmetries Across Countries
19 Dec 2019
Research Workshop
PDF
2144KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-chatterjee.pdf
Bank of England Staff Working Paper No. 827
20 Sep 2019
Research Workshop
PDF
4321KB
Employment and the collateral channel of monetary policy
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-foulis.pdf
Assessing the Effects of Housing Lending Policy Measures
20 Oct 2018
FSR
– October 2018
However, there is little evidence to suggest that the measures have excessively constrained aggregate credit supply or had a significant impact on housing construction or competition for lending. ... run. However, the measures have likely only had a
https://www.rba.gov.au/publications/fsr/2018/oct/assessing-effects-housing-lending-policy-measures.html
The Australian Financial System
10 Mar 2013
FSR
– March 2013
Slow credit growth can pressure banks to compete harder to maintain their overall revenue growth. ... as credit intermediation involving entities and activities outside the prudentially regulated banking system.
https://www.rba.gov.au/publications/fsr/2013/mar/aus-fin-sys.html
The Global Financial Environment
7 Oct 2022
FSR
– October 2022
More generally, aggregate outflows from investment funds into cash have increased but remained orderly. ... Lending growth also increased in many economies, though revenue from investment banking activity fell markedly.
https://www.rba.gov.au/publications/fsr/2022/oct/global-financial-environment.html
The Saving Glut of the Rich and the Rise in Household Debt
19 Dec 2019
Research Workshop
PDF
620KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-sufi.pdf
Financial Stability Review
18 Nov 2022
FSR
- October 2021
PDF
3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf