Search: credit risk/exposure

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RBA Glossary definition for credit risk/exposure

credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.

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Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991

21 Jun 1991 Conferences
Ed Kane
In its glory days financial deregulation was given too much credit; today it is receiving too much blame. ... Because of regulatory lags, underpriced opportunities for shifting risk onto governmental guarantors are especially great for innovative
https://www.rba.gov.au/publications/confs/1991/kane.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
Asset price inflation and an expanding demand for credit played a role in both episodes, with these institutions being active lenders at the more speculative end of the risk spectrum. ... In this way, they perform the lending and credit assessment
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

Banking in the 21st Century: The Transformation of an Industry

7 Dec 2006 Conferences PDF 100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf

Money and Finance | Conference – 1990

21 Jun 1990 Conferences
Ross Milbourne
Second, the RBA often suggested quantitative lending guidelines for banks, to restrict the creation of bank credit. ... The regulations imposed by the monetary authorities acted to restrict the flow of credit, often forcing banks to ration.
https://www.rba.gov.au/publications/confs/1990/milbourne.html

Conference in Applied Economic Research

4 Dec 1979 Conference – 1979
The Reserve Bank of Australia 1979 conference is on the topic: ‘Name of Conference’
https://www.rba.gov.au/publications/confs/1979/

The Lessons for Monetary Policy | Conference – 1991

21 Jun 1991 Conferences
Ian Macfarlane
A fall in credit standards can be thought of as any shift in preferences that causes borrowers or lenders to take on more risk. ... With financial intermediaries keen to grow, the risk is that they would accommodate the credit demands of these borrowers.
https://www.rba.gov.au/publications/confs/1991/macfarlane.html

Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015

19 Mar 2015 Conferences
Ellis Connolly, Gianni La Cava and Matthew Read
have provided residential property as security, reflecting the lower risk on these loans. ... major banks, which are allowed to manage the credit risk on their exposures to small businesses on a pooled basis where each exposure is less than $1 million
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html

Small Business Conditions and Finance

23 Sep 2015 Conferences PDF 4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf

What the Campbell Committee Expected | Conference – 1991

21 Jun 1991 Conferences
Tom Valentine
Risk can also be reduced through the use of instruments designed for this purpose. ... Also, the replacement of credit rationing with rationing by interest rates meant that access to finance was given to many borrowers subject to greater risk than those
https://www.rba.gov.au/publications/confs/1991/valentine.html

The Changing Role of the Private Sector in China | Conference – 2016

18 Mar 2016 Conferences
Nicholas Lardy
and bank credit.
https://www.rba.gov.au/publications/confs/2016/lardy.html