Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
Margins on investor housing loans fell by even more, with the margin that used to exist between these loans and owner-occupier housing loans eliminated by the mid 1990s. ... The increase in competition in the past decade has seen further reductions in
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
57. 109. Share of four majors. 24.4%. 23.2%. Gross loans and advances. ... This potential response is taken into account by banks in setting their loan rates.
https://www.rba.gov.au/publications/confs/2007/davis.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
providing SME loans and how SME finance can be affected by macro shocks. ... First, the purpose of an SME loan typically falls into one of three categories: working capital financing; fixed asset financing; and acquisition financing – loans used for
https://www.rba.gov.au/publications/confs/2015/udell.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Home banking. 1986. Housing bonds. Equity mortgage loans. 1985. EFTPOS. MasterCard ATM linkage. ... Again, finance for housing provides the best example. Even borrowers who were successful in obtaining a subsidised loan from a savings bank often needed
https://www.rba.gov.au/publications/confs/1991/harper.html
An Industry Perspective on the Future of the Australian Financial System
7 Dec 2006
Conferences
PDF
15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
International Comparisons of Bank Margins – August 1994 Appendix 1: OECD and Salomon Brothers Data. ... The following charts show selected measures of margins and profitability from the OECD.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html
Liquidity, Financial Crises and the Lender of Last Resort – How Much of a Departure is the Sub-prime Crisis? | Conference – 2008
14 Jul 2008
Conferences
This delays the legal insolvency of an institution and prevents fire sales and calling of loans. ... further reducing net worth) and a margin spiral (as increased margins lead to deleveraging and sales, leading to lower prices, further increasing margins)
https://www.rba.gov.au/publications/confs/2008/davis.html
Regulatory Policy Issues in Australia | Conference – 1996
9 Jul 1996
Conferences
wide profit margins, and by apparently greater willingness of consumers to shop around. ... Will there be an adequate supply of loans to small and medium businesses?
https://www.rba.gov.au/publications/confs/1996/thompson.html
The Australian Financial System in the 1990s
24 Nov 2006
Conferences
PDF
101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf