Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Liquidity and Funding Markets
6 Jan 2014
Conferences
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4842KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/conf-vol-2013.pdf
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
While aggressive marketing of these loans gave the appearance of strong competition, and did lead to a significant increase in loan refinancing, many existing borrowers continued to pay high margins, as ... In contrast to established lenders, mortgage
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Economics of Shadow Banking | Conference – 2013
19 Aug 2013
Conferences
Much of the ‘capital’ used in shadow banking, in the form of margins and over-collateralisation (via haircuts), does not make it onto the balance sheet. ... Financial statements do not provide the under-collateralisation (or margin shortfall) of
https://www.rba.gov.au/publications/confs/2013/singh.html
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
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1403KB
1A corridor system is a rate on discount-window loans and interest on reserves. ... Consider the liquidity premium that determines theloans rate: loans have to earn a premium over the interest on reserves because, on the margin,an additional holding of
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
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191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
Conferences
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202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
Financial intermediation and the international business cycle: The case of small countries with big banks
12 Dec 2011
Research Workshop
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2130KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/thoenissen.pdf
The Saving Glut of the Rich and the Rise in Household Debt
19 Dec 2019
Research Workshop
PDF
620KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-sufi.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
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1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
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691KB
This is because loan-level data alone can identify which loans prepay butcannot link the prepaying loan to the new loan being originated and its purpose. ... Beginning in 2005, theability to link loans to households means that we can then link the loan
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf