Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
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Box D: Stress Testing and Australian Bank Resilience
7 Oct 2022
FSR
– October 2022
Severe scenario. – market-based interest rates increase by an additional 300 basis points than in the baseline scenario. ... However, the total impact on the CET1 ratio is smaller at around 85 basis points.
https://www.rba.gov.au/publications/fsr/2022/oct/box-d-stress-testing-and-australian-bank-resilience.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Box C: The Use of Banks' Capital Buffers
9 Oct 2020
FSR
– October 2020
This equates to a further 40–70 basis points of Common Equity Tier 1 (CET1) capital ratios, relative to their current management buffers of 250–350 basis points. ... These two factors in combination could result in a 110–250 basis point decline
https://www.rba.gov.au/publications/fsr/2020/oct/box-c-the-use-of-banks-capital-buffers.html
Box A: Covered Bonds
23 Mar 2011
FSR
– March 2011
PDF
72KB
https://www.rba.gov.au/publications/fsr/2011/mar/pdf/box-a.pdf
Box A: Low Interest Rates and Asset Price Risk
10 Feb 2020
FSR
April 2018
PDF
836KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-a.pdf
Financial Stability Review - March 2010
25 Mar 2010
FSR
- March 2010
PDF
822KB
https://www.rba.gov.au/publications/fsr/2010/mar/pdf/0310.pdf
Box D: Non-bank Lending for Property
10 Feb 2020
FSR
April 2019
PDF
615KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/box-d.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
For Germany, Busch and Memmel (2015) argue that, in normal interest rate environments, the long-run effect of a 100 basis point change in the interest rate on net interest margins ... In the recent low interest rate environment, by contrast, they find
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
Discussion of Decomposing Supply and Demand Driven Inflation
23 Nov 2023
Conferences
PDF
697KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro-discussion.pdf
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
Major equity indices in advanced economies are on average about 20 per cent higher than their pre-pandemic levels, and corporate bond spreads are around 10 basis points narrower. ... In contrast, average NIMs have fallen by less than 10 basis points
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html