Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Bulletin September Quarter 2020
9 Jun 2021
Bulletin
- September 2020
PDF
5941KB
https://www.rba.gov.au/publications/bulletin/2020/sep/pdf/bulletin-2020-09.pdf
The Role of the Payments System Board
22 Feb 2001
Bulletin
PDF
65KB
Graph 3. Graph 1. Graph 2. The story with credit cards is somewhatmore intriguing. ... 0 10 20 30 40 50 60 70. 1997. 1990. Volume of Credit Card Payments1990 versus 1997.
https://www.rba.gov.au/publications/bulletin/1999/jul/pdf/bu-0799-2.pdf
Reform of the Payments System
16 Mar 2005
Bulletin
PDF
58KB
Address by Dr Philip Lowe, Assistant Governor (Financial System) to Visa Interantional Australia and New Zealand Member Forum 2 March 2005 Werribee
https://www.rba.gov.au/publications/bulletin/2005/mar/pdf/bu-0305-3.pdf
Semi-Annual Statement on Monetary Policy
10 May 1998
Bulletin
– May 1998
Credit is readily available on attractive terms, and financial intermediation is proceeding at a strong pace. ... Graph 8. Spreads between bonds issued by different countries reflect both credit risk (i.e.
https://www.rba.gov.au/publications/bulletin/1998/may/2.html
The Introduction of Same-day Settlement of Direct Entry Obligations in Australia
19 Jun 2014
Bulletin
– June 2014
In November 2013, the Reserve Bank introduced changes to its Reserve Bank Information and Transfer System (RITS) to allow the same-day settlement of non-government direct entry obligations. This outcome met one of the objectives set by the Payments
https://www.rba.gov.au/publications/bulletin/2014/jun/7.html
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's bank whenever a credit card purchase is made. ... Strong growth in fee income from credit cards contributed most to the growth
https://www.rba.gov.au/publications/bulletin/2005/may/2.html
Banking Fees in Australia
10 Jun 2012
Bulletin
– June 2012
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... d) Over-limit fees are charged when a credit card limit is exceeded.
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html
Some Features of the Australian Payments System
22 Feb 2001
Bulletin
PDF
41KB
InAustralia, slightly more than half of electronicpayments are attributed to payments by debitand credit cards. ... Cheques Debit Credit Direct Directcards cards credit debit. AustraliaTransactions per person 54 22 15 24 6Value per transaction 4 889 41
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf
The Availability of Business Finance
7 Dec 2017
Bulletin
– December 2017
Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and
https://www.rba.gov.au/publications/bulletin/2017/dec/7.html
Bank Fees in Australia
26 Sep 2022
Bulletin
- June 2022
PDF
596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf