Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Bulletin June Quarter 2022
26 Sep 2022
Bulletin
- June 2022
PDF
9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf
Recent Developments in Banks' Funding Costs and Lending Rates
10 Mar 2010
Bulletin
– March 2010
This overall rise is at the lower end of the range of increases in the main loan types, as through the crisis period, the share of housing loans (which have lower ... spreads) in the major banks' overall loan books has increased and the shares of
https://www.rba.gov.au/publications/bulletin/2010/mar/6.html
Statement on Monetary Policy
10 May 2003
Bulletin
– May 2003
Although loan approvals for housing have levelled out in the past few months, they remain at a high level consistent with housing-related credit growth of over 20 per cent, which ... demand should continue to outstrip the growth of the economy's
https://www.rba.gov.au/publications/bulletin/2003/may/1.html
Statement on Monetary Policy
10 May 2001
Bulletin
– May 2001
The December quarter data were unexpectedly low, given the extent of cost increases observed over the preceding year, and suggested some squeeze on firms' profit margins. ... The Government recently announced measures to facilitate the removal of
https://www.rba.gov.au/publications/bulletin/2001/may/1.html
The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html
Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks
16 Mar 2023
Bulletin
– March 2023
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html
Loan Approvals, Repayments and Housing Credit Growth
10 Jul 2007
Bulletin
– July 2007
The most significant driver of credit growth is the extension of new loans, which are measured using new housing loan approvals. ... Required loan repayments for these loans can be estimated using information on outstanding home loan balances, interest
https://www.rba.gov.au/publications/bulletin/2007/jul/1.html
Banking Fees in Australia
10 Apr 2003
Bulletin
– April 2003
Loan fees grew substantially faster than those on deposits. Fee income from housing and personal loans and credit cards all showed strong rises (Table 2 and Graph 2). ... For businesses, loan fees have fallen relative to total loans outstanding, from
https://www.rba.gov.au/publications/bulletin/2003/apr/1.html
September | 2023
21 Sep 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/sep/
Statement on Monetary Policy
10 Feb 2002
Bulletin
– February 2002
This pick-up has reflected a rebuilding of margins in response to the depreciation of the exchange rate and other cost pressures, including the rise in petrol prices that occurred during
https://www.rba.gov.au/publications/bulletin/2002/feb/1.html