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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Some Thoughts on Current Economic Developments

2 Jun 2003 Bulletin PDF 49KB
Various smart card schemes are beingdeveloped and trialled around the world,including in Australia, although theirwidespread use would seem to be some yearsaway. ... They raise important issues for retailers,consumers and card issuers. Central
https://www.rba.gov.au/publications/bulletin/1995/aug/pdf/bu-0895-2.pdf

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... very high, lower-rate cards are widely available, as are
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/

Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Bulletin September Quarter 2022

14 Sep 2022 Bulletin - September 2022 PDF 8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf

Banking Fees in Australia

18 Jun 2014 Bulletin PDF 558KB
Reserve Bank of Australia Bulletin June Quarter 2014
https://www.rba.gov.au/publications/bulletin/2014/jun/pdf/bu-0614-5.pdf

Banking Fees in Australia

15 Jun 2016 Bulletin June Quarter 2016 PDF 261KB
https://www.rba.gov.au/publications/bulletin/2016/jun/pdf/bu-0616-6.pdf

Bulletin September Quarter 2010

28 Feb 2012 Bulletin PDF 1412KB
Australian Bank Capital and the Regulatory Framework 43. A Guide to the Card Payments System Reforms 51.
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910.pdf