Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Reserve Bank's Collateral Framework
7 Dec 2017
Bulletin
– December 2017
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html
Shadow Bank Lending to the Residential Property Market
15 Sep 2017
Bulletin
– September 2017
Shadow bank lending can play an important role in the economy, but on a large enough scale it could damage financial system resilience. Domestic banks have tightened standards for lending to the residential property market over recent years,
https://www.rba.gov.au/publications/bulletin/2017/sep/6.html
Semi-Annual Statement on Monetary Policy
10 May 1999
Bulletin
– May 1999
Reserve Bank Bulletin – May 1999 Semi-Annual Statement on Monetary Policy. Download the complete Statement 309. KB. The Australian economy has performed impressively over the past year. The expansion, now nearly through its eighth year, is the
https://www.rba.gov.au/publications/bulletin/1999/may/1.html
December | 2020
10 Dec 2020
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/dec/
The Household Cash Flow Channel of Monetary Policy
15 Sep 2016
Bulletin
– September 2016
Changes in interest rates can affect household spending by directly affecting households' interest income and payments and, in turn, the amount of cash that households have available to spend. This is typically referred to as the ‘household cash
https://www.rba.gov.au/publications/bulletin/2016/sep/3.html
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
Reserve Bank Bulletin – November 2001 Statement on Monetary Policy. Download the complete Statement 1. MB. International economic conditions are at their weakest for many years. The United States has all the hallmarks of recession – declining
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Financial Stability Risks from Commercial Real Estate
15 Feb 2024
Bulletin
- September 2023
PDF
1116KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/financial-stability-risks-from-commercial-real-estate.pdf
Partial Mortgage Prepayments and Housing Credit Growth
19 Sep 2013
Bulletin
– September 2013
Changes in lending rates have an important influence on the pace at which households prepay their mortgages. This has implications for housing credit growth. The effect of the fall in lending rates since October 2011 on prepayments is by itself
https://www.rba.gov.au/publications/bulletin/2013/sep/4.html
The Australian Government Guarantee Scheme: 2008–15
17 Mar 2016
Bulletin
– March 2016
The Australian Government Guarantee Scheme for Large Deposits and Wholesale Funding (the Guarantee Scheme or scheme) was introduced during the global financial crisis in response to similar measures taken in other countries, and to address extreme
https://www.rba.gov.au/publications/bulletin/2016/mar/5.html
Statement on Monetary Policy
10 Nov 2000
Bulletin
– November 2000
However, bonds issued by borrowers of low credit standing have risen significantly.
https://www.rba.gov.au/publications/bulletin/2000/nov/1.html