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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
These are then passed on to merchants by acquirers in the form of a higher merchant service fees. ... For most card transactions, the interchange fee is paid by the acquirer to the issuer.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Statement on Monetary Policy

16 Aug 2007 Bulletin PDF 672KB
Reserve Bank of Australia Bulletin August 2007
https://www.rba.gov.au/publications/bulletin/2007/aug/pdf/bu-0807-1.pdf

The Cost of Card Payments for Merchants

18 Mar 2020 Bulletin - March 2020 PDF 605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf

Background on the Australian Listed Equity Market | Financial Sector | Submissions

17 Sep 2021 Submissions
If the company has been acquired or merged, this is the name/rank of the acquirer or new entity; see notes.
https://www.rba.gov.au/publications/submissions/financial-sector/background-on-the-australian-listed-equity-market-2021-09/index.html

Developments in the Buy Now, Pay Later Market

18 Mar 2021 Bulletin – March 2021
Chay Fisher, Cara Holland and Tim West
The buy now, pay later (BNPL) sector is growing rapidly and new providers and business models are emerging.
https://www.rba.gov.au/publications/bulletin/2021/mar/developments-in-the-buy-now-pay-later-market.html

Bulletin March Quarter 2021

22 Mar 2021 Bulletin - March 2021 PDF 6101KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/bulletin-2021-03.pdf

Payment Surcharges: Economics, Regulation and Enforcement

13 Dec 2018 Bulletin – December 2018
Cameron Dark, Chay Fisher, Kim McBey and Ed Tellez
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html

Payment Surcharges Economics Regulation And Enforcement

12 Dec 2018 Bulletin - December 2018 PDF 564KB
https://www.rba.gov.au/publications/bulletin/2018/dec/pdf/payment-surcharges-economics-regulation-and-enforcement.pdf

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
impose, and requirements for acquirers to provide merchants with greater transparency over their payment costs. ... Some banks also issue American Express companion cards for which American Express remains the sole acquirer.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
 New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf