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RBA Glossary definition for PIN

PIN – Personal Identification Number

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Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
This includes implementing ‘chip and pin’ technology for the authentication of card transactions at the point-of-sale and, more recently, implementing a coordinated framework to address rising card-not-present ... Card payment security measures,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Submission to Australian Competition and Consumer Commission on Applications for Authorisation A91379 & A91380: MasterCard and Visa…

2 Sep 2013 Submissions PDF 1124KB
Personal Identification Number at Point of Sale (PIN@POS)
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-pin@pos-2013-08.pdf

How Australians Pay: New Survey Evidence

16 Mar 2017 Bulletin – March 2017
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
The Reserve Bank's 2016 Consumer Payments Survey showed that Australian consumers are increasingly using their debit or credit cards instead of paying in cash or writing cheques. While more and more small payments are being made with contactless
https://www.rba.gov.au/publications/bulletin/2017/mar/7.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
Apple Pay and Samsung Pay both require biometric or PIN authentication for every transaction, whereas Google Pay allows a limited number of low-value payments to be made without transaction-based
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

Innovation and Governance of Payment Systems

18 Oct 2005 Bulletin PDF 71KB
Address by Assistant Governor (Financial System) to Banktech.05 Conference 16 September 2005 Sydney
https://www.rba.gov.au/publications/bulletin/2005/oct/pdf/bu-1005-6.pdf

Cash Use in Australia: New Survey Evidence

10 Sep 2011 Bulletin – September 2011
John Bagnall and Darren Flood
These require the consumer only to hold their card in close proximity to the terminal, or to touch the card against it, and do not require a PIN or signature for
https://www.rba.gov.au/publications/bulletin/2011/sep/7.html

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
PIN for account access.
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

Bulletin December Quarter 2021

9 Dec 2021 Bulletin - December 2021 PDF 3608KB
https://www.rba.gov.au/publications/bulletin/2021/dec/pdf/bulletin-2021-12.pdf

Relative Advance or Relative Decline?

17 Jul 2002 Bulletin PDF 70KB
This is a moredifficult concept to pin down, although I donot wish to dismiss it as a concern.
https://www.rba.gov.au/publications/bulletin/2002/jul/pdf/bu-0702-2.pdf

Cash Use in Australia: New Survey Evidence

14 Sep 2011 Bulletin PDF 170KB
Reserve Bank of Australia Bulletin September 2011
https://www.rba.gov.au/publications/bulletin/2011/sep/pdf/bu-0911-7.pdf