Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Impact of the Capital Market Turbulence on Banks' Funding Costs
10 Jun 2009
Bulletin
– June 2009
Graph 6. Variable interest rates on small business loans have fallen substantially less than housing loan rates. ... Banks now view the margins on loans written during the middle of this decade as being too low given the risks involved.
https://www.rba.gov.au/publications/bulletin/2009/jun/1.html
Recent Developments in Interest Rates on Bank Lending
10 Apr 1999
Bulletin
– April 1999
At the same time, some banks also announced fixed risk margins for loans secured by commercial property or business assets. ... For ‘larger’ small business loans, margins in Australia might still be a little wider than in the United States.
https://www.rba.gov.au/publications/bulletin/1999/apr/1.html
Semi-Annual Statement on Monetary Policy
30 Jul 2003
SMP
PDF
80KB
Thevalue of outstanding margin loans representsabout 0.9 per cent of market capitalisation. ... margin loan, it is possible for investors tocontrol a much larger portfolio than theycould if they were to invest only their owncapital.
https://www.rba.gov.au/publications/smp/2000/may/pdf/box-c.pdf
Box C: Recent Developments in Margin Lending
6 Aug 2004
SMP
PDF
61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... As such, theaverage size of outstanding margin loans
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf
Bulletin August 2001 – Statement on Monetary Policy
10 Aug 2001
Bulletin
Or was their timing simply delayed, with businesses temporarily absorbing cost impacts in their margins? ... Heightened concerns about the size of the non-performing loan book for Japanese banks also depressed Japanese share prices.
https://www.rba.gov.au/publications/bulletin/2001/aug/1.html
List of tables
10 Feb 2008
SMP
– February 2008
Margin loans. 9.66. 0.33. 0.69. Standard credit cards. 18.57. 0.39. 0.78. ... End Jul 2007. Cash rate. 6.75. 0.25. 0.50. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2008/feb/tables.html
Recent Developments in Margin Lending in Australia
14 Dec 2009
Bulletin
PDF
148KB
Reserve Bank of Australia Bulletin December 2009
https://www.rba.gov.au/publications/bulletin/2009/dec/pdf/bu-1209-2.pdf
Statement on Monetary Policy
10 Nov 2001
Bulletin
– November 2001
per cent could still be observed in the near term, as profit margins are gradually restored. ... This in turn means that profit margins for importers might be restored without as large a rise in the price to Australian consumers as would otherwise have
https://www.rba.gov.au/publications/bulletin/2001/nov/1.html
Statement on Monetary Policy
10 Nov 2005
Bulletin
– November 2005
Statement on Monetary Policy-November 2005
https://www.rba.gov.au/publications/bulletin/2005/nov/1.html
Consumer Credit and Household Finances
10 Jun 1999
Bulletin
– June 1999
Some well-known examples of revolving lines of credit include: personal overdrafts (often secured by residential property, and sometimes referred to as ‘home equity loans’); margin loans (which are secured by ... Bulletin. of April 1999, the margin
https://www.rba.gov.au/publications/bulletin/1999/jun/2.html