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RBA Glossary definition for LVR

LVR – Loan-to-valuation ratio

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Financial Stability Risks from Commercial Real Estate

15 Feb 2024 Bulletin - September 2023 PDF 1116KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/financial-stability-risks-from-commercial-real-estate.pdf

Household Liquidity Buffers and Financial Stress

16 Jun 2022 Bulletin – June 2022
Lydia Wang
The ratio of household liquid assets to household income in Australia has increased substantially over recent decades, at both the aggregate and individual household levels.
https://www.rba.gov.au/publications/bulletin/2022/jun/household-liquidity-buffers-and-financial-stress.html

Box D: Enhancing the Transparency of Interest Rates

6 Feb 2020 SMP – February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... By contrast, there is much less differentiation in the average interest rates paid by
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html

Bulletin June Quarter 2022

26 Sep 2022 Bulletin - June 2022 PDF 9310KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bulletin-2022-06.pdf

Are First Home Buyer Loans More Risky?

17 Mar 2022 Bulletin – March 2022
Maia Alfonzetti
Despite the rate of home ownership in Australia drifting down over recent decades, 2020 saw a large increase in first home purchases.
https://www.rba.gov.au/publications/bulletin/2022/mar/are-first-home-buyer-loans-more-risky.html

Financial Stability Risks from Commercial Real Estate

21 Sep 2023 Bulletin – September 2023
Jin Lim, Matthew McCormick, Siddarth Roche and Emma Smith
Current conditions in global commercial real estate (CRE) markets are challenging. Weak leasing demand and higher interest rates are weighing on CRE owners’ loan servicing ability and asset values.
https://www.rba.gov.au/publications/bulletin/2023/sep/financial-stability-risks-from-commercial-real-estate.html

International and Foreign Exchange Markets

10 Nov 2011 SMP – November 2011
Mortgage modifications under the original program (895,000) were well short of initial expectations, in part because loan-to-valuation ratios (LVRs) could not be more than 125 per cent to ... qualify. Maximum LVRs will now not apply for fixed-rate loans
https://www.rba.gov.au/publications/smp/2011/nov/intl-fx-mkts.html

Domestic Financial Conditions

5 Nov 2020 SMP – November 2020
Lenders required more recent verification of income and were a bit more cautious about lending to borrowers with high loan-to-valuation ratios (LVRs), or to those employed in sectors most ... Banks have also indicated a bit more appetite for higher LVR
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html

Are First Home Buyer Loans More Risky?

16 Mar 2022 Bulletin - March 2022 PDF 865KB
https://www.rba.gov.au/publications/bulletin/2022/mar/pdf/are-first-home-buyer-loans-more-risky.pdf

International and Foreign Exchange Markets

3 Nov 2011 SMP - November 2011 PDF 977KB
https://www.rba.gov.au/publications/smp/2011/nov/pdf/intl-fx-mkts.pdf