Search: direct debit

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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
The study found that direct debit payments had the lowest resource costs, while cheques were the most expensive payment instrument (The difference in resource costs across the various payment instruments reflect ... For example, direct debit payments
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

2017

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/

Cash Use in Australia

19 Jun 2014 Bulletin – June 2014
Jessica Meredith, Rose Kenney and Eden Hatzvi
This article uses results from the 2013 Survey of Consumers' Use of Payment Methods and regression analysis to examine trends in cash use in Australia. The results show that cash remained the most common form of payment, though its use relative to
https://www.rba.gov.au/publications/bulletin/2014/jun/6.html

Topic: Payments

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Exception fees on deposit accounts include, for example, fees charged when a customer does not have sufficient funds in an account to cover a direct debit payment. ... Merchant service fee income rose by 3.9 per cent in 2011 (Graph 4). These fees are
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

2023

14 Dec 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/

2022

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/

Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Banking Fees in Australia

20 Jun 2012 Bulletin PDF 408KB
Reserve Bank of Australia Bulletin June Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/jun/pdf/bu-0612-5.pdf

The Significant Shift in Australia's Balance of Payments

1 Jun 2022 Bulletin - March 2022 PDF 928KB
https://www.rba.gov.au/publications/bulletin/2022/mar/pdf/the-significant-shift-in-australias-balance-of-payments.pdf