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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Exception fees on deposit accounts include, for example, fees charged when a customer does not have sufficient funds in an account to cover a direct debit payment. ... Merchant service fee income rose by 3.9 per cent in 2011 (Graph 4). These fees are
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

2023

14 Dec 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/

2022

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/

Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Banking Fees in Australia

20 Jun 2012 Bulletin PDF 408KB
Reserve Bank of Australia Bulletin June Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/jun/pdf/bu-0612-5.pdf

Cheques and the Payments System

10 Oct 1996 Bulletin – October 1996
in contrast, direct debit payments continued to account for only 4 per cent of non-cash payments. ... There are signs that this is changing as banks begin to promote the use of direct debit to pay utility accounts, insurance premia and the like.
https://www.rba.gov.au/publications/bulletin/1996/oct/2.html

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

The Ongoing Decline of the Cheque System

15 Jun 2017 Bulletin – June 2017
Ed Tellez
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html

The Significant Shift in Australia's Balance of Payments

1 Jun 2022 Bulletin - March 2022 PDF 928KB
https://www.rba.gov.au/publications/bulletin/2022/mar/pdf/the-significant-shift-in-australias-balance-of-payments.pdf

Consumer Payment Behaviour in Australia

26 May 2020 Bulletin - March 2020 PDF 521KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/consumer-payment-behaviour-in-australia.pdf