Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks
16 Mar 2023
Bulletin
– March 2023
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html
Updates to Australia's Financial Aggregates - Appendix
21 Mar 2019
Bulletin
– March 2019
The financial aggregates for Australia are important data compiled by the Reserve Bank that are used by policymakers to assess financial and economic activity of households and companies.
https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates_appendix.html
Non-bank Financing in China
15 Mar 2018
Bulletin
– March 2018
As a result, borrowers have often sought finance from these shadow banks instead. ... exposures. Increased complexity also increases credit risks, because a larger distance between the ultimate borrower and lender can lead to lower lending standards at
https://www.rba.gov.au/publications/bulletin/2018/mar/non-bank-financing-in-china.html
The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
A redraw facility enables the borrower to withdraw excess funds they have already contributed to pay off their loan. ... This is because borrowers that select mortgages with such features could be systematically different from those that do not, and
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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April | 2024
18 Apr 2024
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/apr/
June | 2023
15 Jun 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/
March | 2023
16 Mar 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/mar/
Identifying Repo Market Microstructure from Securities Transactions Data
13 Aug 2018
RDP
PDF
2622KB
collateral, whereas if an unsecured borrower defaults, the lender joins other unsecured creditors. ... Loan-level data are valuable because, for example, they capture information on the borrower and.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-09.pdf
The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
Lenders to each borrower Borrowers to each lender. Min Mean Max Std dev Min Mean Max Std dev. ... borrowers) they dealt with. Specifically, if a borrower borrows from N different lenders throughout.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
Additionally, the probability of entering arrears varies across different loan types; for example, low-documentation loans are more likely to enter arrears, even after controlling for whether the borrower was ... employed. The likelihood of entering
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
See 5 more results from "RDP 2014-13"