Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Financial Stability Risks from Non-bank Financial Intermediation in Australia
18 Apr 2024
Bulletin
– April 2024
Risks to financial stability posed by the non-bank financial intermediation (NBFI) sector in Australia remain relatively contained.
https://www.rba.gov.au/publications/bulletin/2024/apr/financial-stability-risks-from-non-bank-financial-intermediation-in-australia.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
See 4 more results from "RDP 2014-13"
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf
The Effect of Steady Inflation on Interest Rates and the Real Exchange Rate in a World with Free Capital Flows
1 Feb 1991
RDP
9101
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1991/9101.html
See 2 more results from "RDP 9101"
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
cent. We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a. ... 11 This is a simplified version of the LGD calculation as it abstracts from lender mortgage insurance coverage that is.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
mortgages from most lenders. Around 120 data fields are collected for each loan, including loan. ... borrowers’ and lenders’ actions. In Australia, lenders issue borrowers with a notice of default once.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Syndicated Lending
13 Jun 2023
Bulletin
- June 2023
PDF
1022KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/syndicated-lending.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
This reflected the stability of risk margins and lenders’ funding costs relative to the cash rate. ... Over time, lenders have increasingly tried to differentiate between the relative riskiness and potential profitability of different borrowers.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
The Availability of Business Finance
7 Dec 2017
Bulletin
– December 2017
Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and
https://www.rba.gov.au/publications/bulletin/2017/dec/7.html