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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Banking Fees in Australia

18 Jun 2014 Bulletin PDF 558KB
Reserve Bank of Australia Bulletin June Quarter 2014
https://www.rba.gov.au/publications/bulletin/2014/jun/pdf/bu-0614-5.pdf

The Role of the Payments System Board

22 Feb 2001 Bulletin PDF 65KB
The growing popularity of debit cards forEFTPOS transactions has not been uniqueto Australia. ... 1997. 1990. Volume of Debit Card Payments1990 versus 1997. The Role of the Payments System Board July 1999.
https://www.rba.gov.au/publications/bulletin/1999/jul/pdf/bu-0799-2.pdf

Topic: Payments

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/

June | 2023

15 Jun 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/

Some Features of the Australian Payments System

22 Feb 2001 Bulletin PDF 41KB
In nearly all countries, cash playsan important role and non-cash instrumentssuch as cheques, credit and debit cards anddirect electronic payments are all available.What distinguishes the payment systems ofcountries is ... Indeed, asdiscussed earlier,
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

Electronic Indicators of Economic Activity

10 Jun 2012 Bulletin – June 2012
Troy Gill, Dilhan Perera and David Sunner
Source: RBA. Electronic data are also generated when consumers and businesses use credit and debit cards to purchase goods and services. ... The CBA BSI measures the value of credit and debit card transactions processed through the Commonwealth Bank's
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html

Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions

8 May 2024 Submissions
These wallets enable consumers to make contactless (and in some cases online) payments with a smartphone or other consumer device using a digital representation of their debit and/or credit cards. ... and credit cards, meaning NFC payments can generally
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html

The Effect of Least-cost Routing on Merchant Payment Costs

18 Apr 2024 Bulletin – April 2024
Boston Dobie and Benjamin Watson
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html

Some Features of the Australian Payments System

10 Dec 1998 Bulletin – December 1998
Michele Bullock and Luci Ellis
In nearly all countries, cash plays an important role and non-cash instruments such as cheques, credit and debit cards and direct electronic payments are all available. ... Indeed, as discussed earlier, the growth in electronic payments in Australia has
https://www.rba.gov.au/publications/bulletin/1998/dec/1.html