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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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RBA The Introduction of Direct Charging for ATMs
10 Apr 2009
Bulletin
– April 2009
As part of the package of reforms, the interchange fee paid by the cardholder's financial institution has been eliminated and, in line with this, foreign fees have also fallen. ... In order to allow small financial institutions with very few ATMs to
https://www.rba.gov.au/publications/bulletin/2009/apr/1.html
Banking Fees in Australia
10 Jun 2012
Bulletin
– June 2012
The Reserve Bank's annual bank fee survey provides information on the fees that commercial banks earn from their Australian operations. ... an increase in fee income from businesses, particularly fees on loans and bank bill facilities; and.
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html
Banking Fees in Australia
10 May 2004
Bulletin
– May 2004
Fee income from account-servicing charges grew more strongly than transaction fees in 2003. ... Note that the reduction in interchange fees due to credit card reforms introduced by the Reserve Bank did not take effect until 31 October 2003.
https://www.rba.gov.au/publications/bulletin/2004/may/3.html
Banking Fees in Australia
10 Jun 2010
Bulletin
– June 2010
The Reserve Bank's annual bank fee survey provides information on the fees that banks earn from their Australian operations. ... Exception fees for housing loans fell by 6 per cent. Table 5: Exception Fee Income from Households.
https://www.rba.gov.au/publications/bulletin/2010/jun/5.html
Bulletin September Quarter 2022
14 Sep 2022
Bulletin
- September 2022
PDF
8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf
Gresham’s Law of Payments
19 Apr 2005
Bulletin
PDF
49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf
Banking Fees in Australia
10 Jun 2011
Bulletin
– June 2011
The Reserve Bank's annual bank fee survey provides information on the fees that commercial banks earn from their Australian operations. ... Transaction fee income (arising from items such as cash advance fees) increased by 2 per cent from the previous
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html
Statement To Parliamentary Committee - The Australian Payments System
8 Jun 2006
Bulletin
PDF
68KB
Opening Statement by Dr Philip Lowe, Assistant Governor (Financial System), in testimony to the House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney, 15 May 2006
https://www.rba.gov.au/publications/bulletin/2006/jun/pdf/bu-0606-3.pdf
Recent Developments in the ATM Industry
7 Dec 2017
Bulletin
– December 2017
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html