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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Domestic Regulatory Developments

18 Nov 2022 FSR - April 2022 PDF 171KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/04-regulatory-developments.pdf

Some Features of the Australian Payments System

10 Dec 1998 Bulletin – December 1998
Michele Bullock and Luci Ellis
In nearly all countries, cash plays an important role and non-cash instruments such as cheques, credit and debit cards and direct electronic payments are all available. ... Indeed, as discussed earlier, the growth in electronic payments in Australia has
https://www.rba.gov.au/publications/bulletin/1998/dec/1.html

Trends in Mobile Payments in Developing and Advanced Economies

22 Mar 2013 Bulletin – March 2013
Darren Flood, Tim West and Daniel Wheadon
As mobile phones have become commonplace throughout the world there has been an increasing focus on their potential use for making payments. Adoption of mobile payments in developing economies has occurred well ahead of that in advanced economies,
https://www.rba.gov.au/publications/bulletin/2013/mar/8.html

Domestic Regulatory Developments

8 Apr 2022 FSR – April 2022
These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS card system and the New Payments Platform.
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html

Bank Fees in Australia

16 Jun 2022 Bulletin – June 2022
Karl Sparks and Rachael Fitzpatrick
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html

The Ongoing Decline of the Cheque System

15 Jun 2017 Bulletin – June 2017
Ed Tellez
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Bank Fees in Australia

26 Sep 2022 Bulletin - June 2022 PDF 596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Merchant service fee income rose by 3.9 per cent in 2011 (Graph 4). These fees are
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf