Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Consumption Behavior across the Distribution of Liquid Assets
19 Dec 2023
Research Workshop
PDF
2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf
The Role of the Payments System Board
22 Feb 2001
Bulletin
PDF
65KB
The growing popularity of debit cards forEFTPOS transactions has not been uniqueto Australia. ... 1997. 1990. Volume of Debit Card Payments1990 versus 1997. The Role of the Payments System Board July 1999.
https://www.rba.gov.au/publications/bulletin/1999/jul/pdf/bu-0799-2.pdf
Domestic Regulatory Developments
21 Nov 2022
FSR
- October 2021
PDF
120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf
Some Features of the Australian Payments System
22 Feb 2001
Bulletin
PDF
41KB
In nearly all countries, cash playsan important role and non-cash instrumentssuch as cheques, credit and debit cards anddirect electronic payments are all available.What distinguishes the payment systems ofcountries is ... Indeed, asdiscussed earlier,
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf
Topic: Payments
11 Sep 2018
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/
June | 2023
15 Jun 2023
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/
Recent Developments in the ATM Industry
7 Dec 2017
Bulletin
– December 2017
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html
Electronic Indicators of Economic Activity
10 Jun 2012
Bulletin
– June 2012
Source: RBA. Electronic data are also generated when consumers and businesses use credit and debit cards to purchase goods and services. ... The CBA BSI measures the value of credit and debit card transactions processed through the Commonwealth Bank's
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html
Merchant Service Fees for Credit Cards
10 Jul 2004
Bulletin
– July 2004
MasterCard and Visa also apply a commercial rate for corporate and purchasing cards, and Visa applies a separate rate for recurring debits to credit cards such as mobile phone accounts. ... Interchange fees on MasterCard and Visa cards issued overseas
https://www.rba.gov.au/publications/bulletin/2004/jul/2.html
The Effect of Least-cost Routing on Merchant Payment Costs
18 Apr 2024
Bulletin
– April 2024
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html