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RBA Glossary definition for lending and credit aggregates

lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.

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Financial Stability Assessment

5 Oct 2023 FSR - October 2023 PDF 160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

Bulletin June Quarter 2023

29 Sep 2023 Bulletin - June 2023 PDF 7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf

Resilience of Australian Households and Businesses

22 Mar 2024 FSR – March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html

The Relationship between Financial Indicators and Economic Activity: 1968-1987

1 Aug 1988 RDP 8805
Michele Bullock, Dirk Morris and Glenn Stevens
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1988/8805.html
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Bank Fees in Australia

29 Jan 2024 Bulletin - January 2024 PDF 832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
quartile. This may reflect higher-income households being more likely to meet the lending standards for a credit card, as well as debit cards and cash being used as budgeting tools ... Figure 19: Change in Share by Number of Debit and Credit Card Payments
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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The Australian Financial System

10 Mar 2010 FSR – March 2010
same time, falls in business credit contributed to a decline in the sector's aggregate risk-weighted assets. ... This is faster than overall household credit growth, as lending by non-banks has been softer.
https://www.rba.gov.au/publications/fsr/2010/mar/aus-fin-sys.html

Financial Stability Review

1 Apr 2004 FSR PDF 611KB
2003. Owner-occupierhousing. Investor housing. Otherpersonal. 200119991997199519931991 Shares based on bank lending data. ... Injection. Withdrawal. Dwelling investment. Change in housing-secured credit. Sources: ABS; Commonwealth Treasury; RBA.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf

Financial Stability Review - March 2024

26 Mar 2024 FSR - March 2024 PDF 2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf