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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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How Australians Withdraw Cash

10 Jul 2004 Bulletin – July 2004
15. 1,063. 71. Cash-out combined. with purchase. 152. 8,220. 54. Credit & charge card. ... This is despite there being around five times as many cash-out transactions over the EFTPOS network as there are cash advances on credit and charge cards.
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html

Bulletin March Quarter 2012

20 Apr 2012 Bulletin PDF 3093KB
Extracting Information from Financial Market Instruments 45. The Personal Credit Card Market in Australia: Pricing over the Past Decade 55.
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf

Electronic Indicators of Economic Activity

10 Jun 2012 Bulletin – June 2012
Troy Gill, Dilhan Perera and David Sunner
The published RPS data include ATM cash withdrawals, eftpos transactions, credit and charge card transactions, as well as direct debits and credits, and cheques. ... purchases and cash advances on charge and credit cards.
https://www.rba.gov.au/publications/bulletin/2012/jun/1.html

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Banks' unit charges on credit cards were, however, little changed (Table 3).
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia’s 2010 Consumer Payments Use Study - June…

30 Jun 2011 Consultations PDF 1271KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/pdf/201106-strategic-review-innovation-results.pdf

Bank Fees in Australia

16 Mar 2023 Bulletin – March 2023
Laura Nunn
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2023/mar/bank-fees-in-australia.html

Banking Fees in Australia

10 May 2005 Bulletin – May 2005
Source: RBA. Merchant service fees are the fees that banks charge merchants for providing credit and debit card facilities. ... In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's
https://www.rba.gov.au/publications/bulletin/2005/may/2.html

Banking Fees in Australia

10 May 2004 Bulletin – May 2004
The continued rapid growth in credit card spending, together with increases in annual membership fees and higher charges for overdrawn accounts, late payments and cash advances, contributed to banks' fee income ... 7. Credit and charge cards. – Number
https://www.rba.gov.au/publications/bulletin/2004/may/3.html

Banking Fees in Australia

10 Jun 2010 Bulletin – June 2010
552. 14. 11. – Credit cards. 1,199. 1,332. 1,434. 8. 17. ... 140. 140. 140. Cash advance fees. (c). Own bank's ATM. – $ charge.
https://www.rba.gov.au/publications/bulletin/2010/jun/5.html

Bank Fees in Australia

15 Mar 2023 Bulletin - March 2023 PDF 860KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bank-fees-in-australia.pdf