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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Innovations in the Provision of Finance for Investor Housing

17 Dec 2002 Bulletin PDF 477KB
As such they reducethe need for borrowers to maintainprecautionary savings in low-interestdeposit accounts and can offer a taxefficient form of saving. ... In asimilar vein, borrowers can also split theirloan between a no-frills loan and a.
https://www.rba.gov.au/publications/bulletin/2002/dec/pdf/bu-1202-1.pdf

Semi-Annual Statement on Monetary Policy

10 May 1998 Bulletin – May 1998
Few borrowers are under any cash-flow constraint as a result of interest payments. ... Borrower. Donor. Amount (US$ Bn). Mexico. (Feb 95). IMF. 17.8. (a).
https://www.rba.gov.au/publications/bulletin/1998/may/2.html

Semi-Annual Statement on Monetary Policy

10 May 2000 Bulletin – May 2000
Bulletin – May 2000 Semi-Annual Statement on Monetary Policy. Download the complete Statement 521. KB. The Australian economy has continued to perform strongly during the past year. In 1999 growth once again exceeded 4 per cent, and a good pace
https://www.rba.gov.au/publications/bulletin/2000/may/1.html

Semi-Annual Statement on Monetary Policy

10 Nov 1997 Bulletin – November 1997
The heavy recourse to foreign financing was often of a short-term nature, with the borrower bearing the foreign exchange risk in many cases. ... The fall in interest rates for home borrowers has been particularly marked, due to the additional effect of
https://www.rba.gov.au/publications/bulletin/1997/nov/2.html

The Availability of Business Finance

7 Dec 2017 Bulletin – December 2017
Ellis Connolly and Ben Jackman
Access to business finance has improved markedly since the global financial crisis, and debt-servicing costs are near historic lows. Nevertheless, small businesses continue to face challenges accessing finance. This article looks at the sources and
https://www.rba.gov.au/publications/bulletin/2017/dec/7.html

Cash Rate Pass-through to Outstanding Mortgage Rates

18 Apr 2024 Bulletin – April 2024
Benjamin Ung
The interest rate paid by outstanding mortgage borrowers increased by around 320 basis points between May 2022 and December 2023, around 105 basis points less than the cumulative increase in the cash rate over this period.
https://www.rba.gov.au/publications/bulletin/2024/apr/cash-rate-pass-through-to-outstanding-mortgage-rates.html

2021

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2021/

Statement on Monetary Policy

10 May 2003 Bulletin – May 2003
Bulletin – May 2003 Statement on Monetary Policy. Download the complete Statement 924. KB. The global economy entered a period of slower growth towards the end of last year, which has continued into 2003. While this has been generally expected to
https://www.rba.gov.au/publications/bulletin/2003/may/1.html

Recent Developments in Low-deposit Loans

10 Oct 2003 Bulletin – October 2003
Marianne Gizycki and Michelle Wright
Vendor financing allows borrowers to circumvent traditional LVR (and repayment) limits by deferring the transfer of legal ownership to the borrower until all repayments have been made. ... Such ‘non-conforming’ borrowers include the self-employed and
https://www.rba.gov.au/publications/bulletin/2003/oct/1.html

September | 2016

15 Sep 2016 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/sep/