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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Bank Fees in Australia

29 Jan 2024 Bulletin - January 2024 PDF 832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf

January | 2024

25 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/

RBA Measuring Credit

10 Sep 2009 Bulletin – September 2009
Laura Berger-Thomson and Paul Bloxham
per cent was accounted for by other entities (including cash management trusts, specialist credit card institutions and mortgage originators). ... Housing credit accounts for around 88 per cent of household credit, and personal credit (which includes
https://www.rba.gov.au/publications/bulletin/2009/sep/3.html

List of tables

10 Feb 2009 SMP – February 2009
40. – Term Asset-backed Securities Loan Facility. – credit protection to Fed special purpose vehicle. ... 0.04. Standard credit cards. 18.67. 1.08. 1.25. 0.88. Low-rate credit cards.
https://www.rba.gov.au/publications/smp/2009/feb/tables.html

Banking Fees in Australia

18 Jun 2014 Bulletin PDF 558KB
Reserve Bank of Australia Bulletin June Quarter 2014
https://www.rba.gov.au/publications/bulletin/2014/jun/pdf/bu-0614-5.pdf

A Variation to the Surcharging Standards: A Consultation Document - December 2011

16 Dec 2011 Consultations PDF 1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Bulletin March Quarter 2019

20 Apr 2023 Bulletin - March 2019 PDF 4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html