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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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China's Supply-side Structural Reform

13 Dec 2018 Bulletin – December 2018
John Boulter
Supply side structural reform is a key component of China's economic policy agenda. The motivation for reform is the view that the supply side of China's economy is out of balance with the demand side and requires adjustment.
https://www.rba.gov.au/publications/bulletin/2018/dec/chinas-supply-side-structural-reform.html

Payment Surcharges: Economics, Regulation and Enforcement

13 Dec 2018 Bulletin – December 2018
Cameron Dark, Chay Fisher, Kim McBey and Ed Tellez
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html

The Evolution of Interbank Settlement in Australia

17 Mar 2022 Bulletin – March 2022
Kasia Kopec and Chirag Rao
Electronic payments are ubiquitous in modern economies and result in financial obligations between different financial institutions.
https://www.rba.gov.au/publications/bulletin/2022/mar/the-evolution-of-interbank-settlement-in-australia.html

A Variation to the Surcharging Standards: A Consultation Document - December 2011

16 Dec 2011 Consultations PDF 1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
merchants that rent their terminals from their acquirer would be able to impose higher surcharges than those that own them. ... Similarly, in the case of online transactions, some merchants use a payment gateway, which may differ from the merchant
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

Executive Summary | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/executive-summary.html

Payment Surcharges Economics Regulation And Enforcement

12 Dec 2018 Bulletin - December 2018 PDF 564KB
https://www.rba.gov.au/publications/bulletin/2018/dec/pdf/payment-surcharges-economics-regulation-and-enforcement.pdf

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
or charged as a blended rate with Visa credit cards or on an interchange plus acquirer margin basis or any other basis;. ... iv. Each acquirer must notify merchants to which it provides acquiring services of the provisions of this Standard.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Developments in the Buy Now, Pay Later Market

17 Mar 2021 Bulletin - March 2021 PDF 575KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/developments-in-the-buy-now-pay-later-market.pdf

Bulletin March Quarter 2017

10 Feb 2020 Bulletin March Quarter 2017 PDF 6757KB
https://www.rba.gov.au/publications/bulletin/2017/mar/pdf/bu-0317-reserve-bank-bulletin.pdf