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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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The Effect of Least-cost Routing on Merchant Payment Costs

17 Apr 2024 Bulletin - April 2024 PDF 746KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/the-effect-of-least-cost-routing-on-merchant-payment-costs.pdf

Bulletin June Quarter 2017

10 Feb 2020 Bulletin June Quarter 2017 PDF 6309KB
https://www.rba.gov.au/publications/bulletin/2017/jun/pdf/bu-0617-reserve-bank-bulletin.pdf

Bulletin September Quarter 2017

10 Feb 2020 Bulletin September Quarter 2017 PDF 5960KB
https://www.rba.gov.au/publications/bulletin/2017/sep/pdf/bu-0917-reserve-bank-bulletin.pdf

Bulletin March Quarter 2017

10 Feb 2020 Bulletin March Quarter 2017 PDF 6757KB
https://www.rba.gov.au/publications/bulletin/2017/mar/pdf/bu-0317-reserve-bank-bulletin.pdf

Bulletin December Quarter 2017

10 Feb 2020 Bulletin PDF 6688KB
Bulletin. DECEMBER 2017. Contents. Article. Reporting Australia’s Foreign Reserve Holdings 1. The Reserve Bank’s Collateral Framework 7. Housing Accessibility for First Home Buyers 19. Underlying Consumer Price Inflation in China 29. Ageing and
https://www.rba.gov.au/publications/bulletin/2017/dec/pdf/bu-1217-reserve-bank-bulletin.pdf

Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation - May 2021 | Consultations

28 May 2021 Consultations
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
https://www.rba.gov.au/publications/consultations/202105-consultation-preliminary-conclusions-review-of-retail-payments-reg.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

9 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Moreover, most cardholders, including those who receive a net benefit, appear not to choose cards that best suit their use patterns – for instance, I estimate that consumers who use their card ... Finally, I find that around half of the respondents who
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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The Personal Credit Card Market in Australia: Pricing over the Past Decade

10 Mar 2012 Bulletin – March 2012
Iris Chan, Sophia Chong and Stephen Mitchell
b) Does not include spending on companion cards that may accompany these card products. ... with $18,800 without a companion card), making these slightly more competitive than the merchant-branded cards.
https://www.rba.gov.au/publications/bulletin/2012/mar/7.html

Bulletin

18 Apr 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/

Cards

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
In addition, new card technologies appear to have influenced consumers to make greater use of cards. ... The lower ratio for debit cards partly reflects the fact that the eftpos network had not yet introduced contactless cards at the time of the survey.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
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