Search: BNPL

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RBA Glossary definition for BNPL

BNPL – Buy now, pay later

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Regulatory Developments

12 Apr 2019 FSR – April 2019
2020. Authorities are also reviewing arrangements that allow consumers to pay for a purchase over time but obtain goods and services immediately, known as ‘buy now pay later’ (BNPL) services. ... The Senate also issued a report into the operation of
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html

Topic: Payments

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/

Developments in the Buy Now, Pay Later Market

17 Mar 2021 Bulletin - March 2021 PDF 575KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/developments-in-the-buy-now-pay-later-market.pdf

Financial Stability Review

18 Nov 2022 FSR - April 2022 PDF 2740KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/financial-stability-review-2022-04.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
providers and operators of BNPL systems) to be regulated where doing so would promote. ... rules that prevent merchants from recovering the cost of acceptance from BNPL users.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Financial Stability Review April 2019

10 Feb 2020 FSR April 2019 PDF 3192KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/financial-stability-review-2019-04.pdf

Consumer Payment Behaviour in Australia

19 Mar 2020 Bulletin – March 2020
James Caddy, Luc Delaney, Chay Fisher and Clare Noone
The Reserve Bank’s 2019 Consumer Payments Survey has provided further evidence that Australian consumers are increasingly preferring to use electronic payment methods.
https://www.rba.gov.au/publications/bulletin/2020/mar/consumer-payment-behaviour-in-australia.html

Bulletin March Quarter 2020

26 May 2020 Bulletin - March 2020 PDF 5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf

Consumer Payment Behaviour in Australia

26 May 2020 Bulletin - March 2020 PDF 521KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/consumer-payment-behaviour-in-australia.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
 ‘Buy now, pay later’ (BNPL) services, which enable customers to purchase goods or services but. ... defer payment via low- or zero-interest instalments to the BNPL provider, typically over 1–2.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf