Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Statement on Monetary Policy
10 Feb 2004
Bulletin
– February 2004
This has been evident both in a decline in housing loan approvals, and in a slowing of the growth in house prices and declining auction clearances. ... Consistent with this, indicators of financial stress for the household sector, such as loan arrears
https://www.rba.gov.au/publications/bulletin/2004/feb/1.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Financial conditions facing businesses appear to have continued to tighten. According to the Federal Reserve Survey of senior loan officers, concerns about the credit quality of some borrowers have resulted in ... In addition, the ‘Japan premium’
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
What the FOMC Says and Does When the Stock Market Booms | Conference – 2003
18 Aug 2003
Conferences
Instead of tempering the actions of the lenders, they suggest going after a particular group of borrowers, those who use margin loans to purchase equity. ... First, there is the fact that margin loans account for only 1 to 2 per cent of total stock
https://www.rba.gov.au/publications/confs/2003/cecchetti.html
Statement on Monetary Policy
10 Nov 2000
Bulletin
– November 2000
While it usually takes some time for such effects to show up, this result suggests that there may be some squeeze on profit margins for those selling imported products. ... The more moderate growth in domestic demand which appears to be in prospect
https://www.rba.gov.au/publications/bulletin/2000/nov/1.html
Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf
Competition and Profit Margins in the Retail Trade Sector
20 Jun 2019
Bulletin
– June 2019
Net profit margins have declined for both food and non-food retailers over recent years.
https://www.rba.gov.au/publications/bulletin/2019/jun/competition-and-profit-margins-in-the-retail-trade-sector.html
The Effects of Funding Costs and Risk on Banks’ Lending Rates
16 Mar 2011
Bulletin
PDF
225KB
Reserve Bank of Australia Bulletin March 2011
https://www.rba.gov.au/publications/bulletin/2011/mar/pdf/bu-0311-6.pdf
Risk and the Transformation of the Australian Financial System
22 Nov 2007
Conferences
PDF
238KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/ryan-thompson.pdf
2017
6 Oct 2022
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2017/
Bank Fees in Australia
10 Jul 2001
Bulletin
– July 2001
Fees paid by small businesses have grown more slowly than those from large businesses in recent years, partly reflecting a decline in small business loan charges, especially for overdraft loans ... fees to be expressed in a form comparable to changes in
https://www.rba.gov.au/publications/bulletin/2001/jul/1.html