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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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June | 2019

20 Jun 2019 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/jun/

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
In addition, independent ATM operators own and operate ATMs without providing deposit accounts or debit card facilities to customers; their ATMs reportedly now account for more than 25 per cent of ... around twice the cost of using ATMs of the customer's
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

Banking Fees in Australia

10 Jun 2010 Bulletin – June 2010
140. 140. 140. Cash advance fees. (c). Own bank's ATM. – $ charge. ... In addition, the shift to charges being levied by ATM owners means that some of the fee revenue previously being received by banks is going to non-bank owners of ATMs.
https://www.rba.gov.au/publications/bulletin/2010/jun/5.html

Banknote Quality in Australia

10 Jun 2012 Bulletin – June 2012
Arianna Cowling and Monica Howlett
Furthermore, better-quality banknotes are more likely to be readily accepted by retailers, and are less likely to cause problems in ATMs and other banknote equipment. ... The $100 banknote, in particular, tends to be used as a store of value rather than
https://www.rba.gov.au/publications/bulletin/2012/jun/8.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
access regimes for several card systems and the ATM system, to facilitate participation and competition from new players.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Cash Use in Australia: New Survey Evidence

10 Sep 2011 Bulletin – September 2011
John Bagnall and Darren Flood
2010. 2007. 2010. 2007. 2010. ATM. 4.0. 3.7. 743. 722. 182. ... These patterns are likely to have been influenced by the move to direct charging at ATMs in March 2009, which has seen consumers reduce the number of ATM withdrawals they make,
https://www.rba.gov.au/publications/bulletin/2011/sep/7.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
In contrast, fraud losses on eftpos and ATM transactions have remained low by comparison. ... Graph 1. Within scheme card transactions, card-present fraud (e.g. fraud occurring at ATMs and point-of-sale terminals) accounted for 27 per cent of total
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Home banking. 1986. Housing bonds. Equity mortgage loans. 1985. EFTPOS. MasterCard ATM linkage. ... ATM network links. Packaged statement account. Specialised agri-business and rural budgeting centres.
https://www.rba.gov.au/publications/confs/1991/harper.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
There has been considerable expansion of the ATM network and the number of EFTPOS terminals in recent years (Figure 10), and these and other card-based payment systems now account for
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

How Australians Withdraw Cash

10 Jul 2004 Bulletin – July 2004
Average value $. ATMs. 728. 122,732. 169. Own institution. 384. 74,820. ... Range. Average. Excess transaction fees ($). (a). ATM – own. 0.50 – 0.65.
https://www.rba.gov.au/publications/bulletin/2004/jul/3.html