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RBA Glossary definition for acquirer

acquirer – An institution that provides a merchant with facilities to accept card payments

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Reform of Australia's Payments System: The 2007/08 Review

13 Jul 2007 Bulletin PDF 108KB
Address by Philip Lowe, Assistant Governor (Financial System), to the 4th International Consumer Credit Card Summit, Sydney, 27 June 2007.
https://www.rba.gov.au/publications/bulletin/2007/jul/pdf/bu-0707-3.pdf

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
The absence of separate issuers and acquirers in the model makes it appropriate to such a setting. ... Despite the absence of distinct issuers and acquirers (and consequent lack of explicit interchange fees), the model could arguably still be used to
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html

Statement on Monetary Policy

16 Aug 2007 Bulletin PDF 672KB
Reserve Bank of Australia Bulletin August 2007
https://www.rba.gov.au/publications/bulletin/2007/aug/pdf/bu-0807-1.pdf

The Cost of Card Payments for Merchants

18 Mar 2020 Bulletin - March 2020 PDF 605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf

Developments in the Buy Now, Pay Later Market

18 Mar 2021 Bulletin – March 2021
Chay Fisher, Cara Holland and Tim West
The buy now, pay later (BNPL) sector is growing rapidly and new providers and business models are emerging.
https://www.rba.gov.au/publications/bulletin/2021/mar/developments-in-the-buy-now-pay-later-market.html

Bulletin March Quarter 2021

22 Mar 2021 Bulletin - March 2021 PDF 6101KB
https://www.rba.gov.au/publications/bulletin/2021/mar/pdf/bulletin-2021-03.pdf

Contingent Claim Model of a Bank

1 Mar 1993 RDP 9302
Marianne Gizycki and Mark Levonian
Alternatively, a purchaser may be located for the failed institution; the acquirer receives the assets and the licence of the failed bank, and assumes all of the liabilities. ... Thus, the deposit guarantor pays the acquirer B (ϕB A) = (1 ϕ)B A if that
https://www.rba.gov.au/publications/rdp/1993/9302/contingent-claim-model-bank.html

Payment Surcharges: Economics, Regulation and Enforcement

13 Dec 2018 Bulletin – December 2018
Cameron Dark, Chay Fisher, Kim McBey and Ed Tellez
The Reserve Bank's new rules on surcharging, which are enforced by the Australian Competition and Consumer Commission (ACCC), allow businesses to recover the cost of accepting different payment methods but prevent them from surcharging excessively.
https://www.rba.gov.au/publications/bulletin/2018/dec/payment-surcharges-economics-regulation-and-enforcement.html