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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Secondly, banks allocated funds to borrowers on the basis of “seller's preference”. ... Apart from their traditional role as intermediaries between ultimate borrowers and lenders, banks also provide payments services.
https://www.rba.gov.au/publications/confs/1991/harper.html

Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks

16 Mar 2023 Bulletin – March 2023
Gian-Piero Lovicu, Jin Lim, Anthea Faferko, Amelia Gao, Anirudh Suthakar and Declan Twohig
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html

The Global Financial Environment

9 Oct 2020 FSR – October 2020
Banks in many jurisdictions have offered repayment deferrals to borrowers affected by the COVID-19 pandemic. ... Uncertainty around the outlook for credit quality may cause banks to restrict lending, particularly to new and more risky borrowers.
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html

Household and Business Finances

8 Apr 2022 FSR – April 2022
supply of credit to new borrowers who are most susceptible to finding difficulty in making repayments. ... In recent years, many borrowers have also actively refinanced to low fixed-rate loans.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html

Private Capital Flows, Living with Volatility, and the New Architecture

7 Dec 2006 Conferences PDF 30KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/corden.pdf

Resilience of the Australian Financial System

6 Oct 2023 FSR – October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html

Financial Stability Assessment

22 Mar 2024 FSR – March 2024
Financial Stability Assessment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/financial-stability-assessment.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

List of tables

10 Mar 2006 FSR – March 2006
b) ABS analysis of the 1998/99 Household Expenditure Survey suggests that the relatively high reading for the low income group is likely to partly reflect borrowers with access to considerable
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html

Overview

21 Nov 2022 FSR - October 2022 PDF 144KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/overview.pdf