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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
cash; in most other respects, credit cards provide very similar functionality to debit cards. ... cardholders valued were features that are now also available in debit cards (for instance,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf

Bulletin June Quarter 2023

29 Sep 2023 Bulletin - June 2023 PDF 7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf

Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
Graph 1. In the Australian card payment market, a significant number of debit cards on issue are ‘dual-network’ cards. ... the proposed ‘PIN to win’ promotion) might be regarded as broader marketing for MasterCard and Visa credit cards, and for
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
Notwithstanding the ongoing industry and regulatory focus on card-based payment products such as credit and debit cards, the most important payment systems for consumers and businesses in Australia in terms ... Third, some institutions had previously
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

Bank Fees in Australia

29 Jan 2024 Bulletin - January 2024 PDF 832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Box B: Online Spending by Households

3 Feb 2011 SMP – February 2011 PDF 120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf

Banking Fees in Australia

18 Jun 2014 Bulletin PDF 558KB
Reserve Bank of Australia Bulletin June Quarter 2014
https://www.rba.gov.au/publications/bulletin/2014/jun/pdf/bu-0614-5.pdf

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
Bankcard debit/credit card. Enhanced retirement services. 1987. Life insurance. Fixed-rate mortgage lending. ... Reduced terms and minimum balances for term deposits. PIN for credit and debit card access.
https://www.rba.gov.au/publications/confs/1991/harper.html

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
Similarly, the development of credit cards and debit cards erodes this same monopoly, and an increasing proportion of transactions can now be executed without the need for even a temporary stock ... However, technology also facilitates the verification
https://www.rba.gov.au/publications/confs/1996/llewellyn.html