Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions
8 May 2024
Submissions
In particular, the Reserve Bank believes there is merit in considering changes to the drafting of the EFT Code that would clarify the obligations of ATM owners and card-issuing institutions ... One of those concerns was that the EFT Code currently
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html
Bulletin March Quarter 2012
20 Apr 2012
Bulletin
PDF
3093KB
Extracting Information from Financial Market Instruments 45. The Personal Credit Card Market in Australia: Pricing over the Past Decade 55.
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
However, the overall loss rate for credit card issuers is probably higher than suggested by the NPL rate. ... The Bank publishes data on average advertised credit card interest rates for ‘standard’ and ‘low-rate’ cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
In other countries, the flow is almost always to the card issuer or there are no interchange fees at all. ... The Reserve Bank can see no reason why debit card issuers, in a competitive market environment, should not do so.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
Cardholders also face disruption if their account/card needs to be frozen by their card issuer. ... Card issuers, on the other hand, bear much of the risk of point of sale fraud and are likely to favour PIN authorisation.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Bulletin
29 Jan 2024
Bulletin
- January 2024
PDF
5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
significant incentive to use credit cards over other payment methods. The rewards programs offered by credit card issuers are due in large part to the existence of. ... This. enables issuers to pay more generous incentives to holders of these cards; card
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
The Evolution and Regulation of the Payments System
13 Apr 2006
Bulletin
PDF
74KB
Address by Dr Philip Lowe, Assistant Governor (Financial System), to Payments System Conference 2006, Melbourne Business School, Melbourne, 14 March 2006
https://www.rba.gov.au/publications/bulletin/2006/apr/pdf/bu-0406-3.pdf