Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
List of tables
10 Nov 2009
SMP
– November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... Term loans. Residentially secured. 7.48. 0.38. 2.61. Other security. 8.27. 0.38.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html
Bulletin June Quarter 2021
18 Aug 2021
Bulletin
- June 2021
PDF
10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf
Banks’ Funding Costs and Lending Rates
29 Mar 2012
Bulletin
PDF
288KB
Reserve Bank of Australia Bulletin March Quarter 2012
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312-5.pdf
Semi-Annual Statement on Monetary Policy
10 Nov 1998
Bulletin
– November 1998
These are a form of collaterised loan, on which the lender takes a margin or ‘haircut’ to protect itself against adverse movements in the price of the securities used as collateral. ... This process constrains borrowers, and dampens economic activity,
https://www.rba.gov.au/publications/bulletin/1998/nov/1.html
Statement on Monetary Policy
10 Feb 2004
Bulletin
– February 2004
This has been evident both in a decline in housing loan approvals, and in a slowing of the growth in house prices and declining auction clearances. ... Consistent with this, indicators of financial stress for the household sector, such as loan arrears
https://www.rba.gov.au/publications/bulletin/2004/feb/1.html
List of tables
10 May 2009
SMP
– May 2009
9.40. 1.00. 2.51. 0.24. Personal loans. Margin loans. 8.01. 0.92. 2.57. ... Home equity loans. 5.89. 1.04. 3.69. 2.33. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2009/may/tables.html
Statement on Monetary Policy
10 Feb 2001
Bulletin
– February 2001
Financial conditions facing businesses appear to have continued to tighten. According to the Federal Reserve Survey of senior loan officers, concerns about the credit quality of some borrowers have resulted in ... In addition, the ‘Japan premium’
https://www.rba.gov.au/publications/bulletin/2001/feb/1.html
List of tables
10 Feb 2007
SMP
– February 2007
1.05. 0.80. 0.00. (a) RBA estimates. Sources: APRA; RBA. Table 11: Interest Margins and Losses on Housing Loans. ... Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html
Statement on Monetary Policy
10 Nov 2000
Bulletin
– November 2000
While it usually takes some time for such effects to show up, this result suggests that there may be some squeeze on profit margins for those selling imported products. ... The more moderate growth in domestic demand which appears to be in prospect
https://www.rba.gov.au/publications/bulletin/2000/nov/1.html