Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Statement on Monetary Policy
10 Aug 2005
Bulletin
– August 2005
Statement on Monetary Policy-August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/1.html
Introduction
1 Feb 1992
RDP
9202
RDP 9202: Some Tests of Competition in the Australian Housing Loan Market 1. ... the reactions by each bank to the value of loans made by other banks.
https://www.rba.gov.au/publications/rdp/1992/9202/introduction.html
See 8 more results from "RDP 9202"
Bulletin September Quarter 2023
15 Feb 2024
Bulletin
- September 2023
PDF
8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf
Banks' Funding Costs and Lending Rates
10 Mar 2012
Bulletin
– March 2012
Likewise, there was little change in the risk margins banks used to determine loan rates. ... outstanding loans is likely to reflect the gradual repricing of facilities (Graph 10).
https://www.rba.gov.au/publications/bulletin/2012/mar/5.html
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
Working in the other direction, strong demand for housing loans mayhave meant that banks could maintain these margins. ... have not increased loan margins and provisions inexpectation of higher future loan defaults and they have not reduced margins
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Bulletin September Quarter 2020
9 Jun 2021
Bulletin
- September 2020
PDF
5941KB
https://www.rba.gov.au/publications/bulletin/2020/sep/pdf/bulletin-2020-09.pdf
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
5.2.4 Scenario 4: banks restrict supply of new loans only 29. ... not be captured. 3.2 Total loan losses. We do not currently model losses on business loans, and simply assume business loan losses move.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
Competition and Profit Margins in the Retail Trade Sector
20 Jun 2019
Bulletin
– June 2019
Net profit margins have declined for both food and non-food retailers over recent years.
https://www.rba.gov.au/publications/bulletin/2019/jun/competition-and-profit-margins-in-the-retail-trade-sector.html