Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Economic Survey
9 Mar 2023
RBA Annual Report
– 1960
Although consumption and investment expenditures continued to rise, unemployment of around 5 per cent persisted, and in May and June credit conditions were eased, with an appreciable decline in interest rates. ... The year was marked by increased
https://www.rba.gov.au/publications/annual-reports/rba/1960/economic-survey.html
Banknotes
17 Oct 2019
RBA Annual Report
– 2019
At the event, there was positive discussion about the real-life applications of the tactile feature, particularly as the $50 is the most common banknote dispensed by ATMs.
https://www.rba.gov.au/publications/annual-reports/rba/2019/banknotes.html
Annual Performance Statement for 2021/22
27 Oct 2022
RBA Annual Report
– October 2022
Underlying inflation was 4.9 per cent. The cash rate had been increased to 1.85 per cent and the interest rates on Exchange Settlement balances had increased to ... were a timely contribution to the public discussion about possible effects of
https://www.rba.gov.au/publications/annual-reports/rba/2022/annual-performance-statement.html
Problems of Economic Management
24 Jul 2023
RBA Annual Report
– 1975
With interest rates having fallen overseas, a widening of interest rate differentials with Australia would, in the absence of changes in external policy, work towards encouraging an inflow of private capital, ... Unless accompanied by rises in interest
https://www.rba.gov.au/publications/annual-reports/rba/1975/problems-of-economic-management.html
Governance and Accountability
27 Oct 2022
RBA Annual Report
– October 2022
Members may give standing notice to other members outlining the nature and extent of a material personal interest. ... See RBA (2022), Managing Potential Conflicts of Interest Arising from the Banks Commercial Activities, May.
https://www.rba.gov.au/publications/annual-reports/rba/2022/governance-and-accountability.html
Monetary Management in 1987/88
9 Mar 2023
RBA Annual Report
– 1988
This presented a problem. Unless matched by further tightening in other policies, falling interest rates (and perhaps a lower exchange rate in consequence) could boost domestic demand unduly, leading to pressures ... On the other hand, a combination of
https://www.rba.gov.au/publications/annual-reports/rba/1988/monetary-management.html
Banking and Payment Services
9 Aug 2023
RBA Annual Report
- 2022
PDF
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https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/banking-and-payment-services.pdf
Economic Activity
26 Jun 2023
RBA Annual Report
– 1977
But high interest rates, poor expected returns and large amounts of unused capacity in office buildings may dampen any increase in this spending aggregate. ... seasonally adjusted – annual rates. The rate of inflation slowed in the first half of 1976/77
https://www.rba.gov.au/publications/annual-reports/rba/1977/eco-activity.html
Banking and Payment Services
21 Oct 2021
RBA Annual Report
– 2021
Bank staff contribute to industry initiatives, representing the interests of the government as a significant user of payment services. ... For 2020/21, the Bank achieved its competitive neutrality target rate of return.
https://www.rba.gov.au/publications/annual-reports/rba/2021/banking-and-payment-services.html
Financial Developments in Australia
26 Jun 2023
RBA Annual Report
– 1976
There was some seasonal rise in short term interest rates, but long term interest rates were unaffected. ... The reduction in interest rates did not fully reflect through the range of rates charged to borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1976/fin-dev-australia.html