Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Monetary Policy
9 Mar 2023
RBA Annual Report
– 1961
The rate of new lending then commenced to drop to much lower levels. ... However, although there was some increase in aggregate advances outstanding and in the rate of new lending by banks during the June quarter, the underlying trend in advances
https://www.rba.gov.au/publications/annual-reports/rba/1961/monetary-policy.html
Reserve Bank of Australia Annual Report 2021
29 Sep 2022
RBA Annual Report
2021
PDF
6721KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/2021-report.pdf
Monetary Policy
9 Mar 2023
RBA Annual Report
– 1963
This decision did not imply any change in credit policy, for the banking system was still left with ample liquidity to finance a relatively high rate of lending. ... In July, 1961, following a period when banks had been undertaking a relatively low rate
https://www.rba.gov.au/publications/annual-reports/rba/1963/monetary-policy.html
International Financial Cooperation
9 Aug 2023
RBA Annual Report
- 2022
PDF
555KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/international-financial-cooperation.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
Submission to the Senate Inquiry into Matters. Relating to Credit Card Interest Rates. ... Sources: ABS; APRA; RBA. Credit risk to banks. There is relatively limited information available on the risk of credit card lending.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
There is relatively limited information available on the risk of credit card lending. ... issuers making much higher rates of return on their credit card lending than on other lines of business.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Operations in Financial Markets
21 Oct 2021
RBA Annual Report
– 2021
assets of high credit quality and appropriate liquidity (see chapter on ‘Risk Management’). ... The Bank also seeks to earn income on its holdings by lending gold.
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html
Monetary Policy and Financial Developments
26 Jun 2023
RBA Annual Report
– 1977
There was need to ensure that liquidity, lending, and the growth of the monetary aggregates avoided either of two extremes. ... Discussions with other intermediaries on lending were generally set against the background of the need for restraint in the
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html
Operations in Financial Markets
12 Apr 2020
RBA Annual Report
– 2020
to lower funding costs across the economy and support the provision of credit. ... credit outstanding; and additional allowances, which totalled $51.1 billion at the end of June 2020, which are updated monthly and based on growth in each ADI's business
https://www.rba.gov.au/publications/annual-reports/rba/2020/operations-in-financial-markets.html