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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Payments System Regulation and Policy Issues

11 Oct 2023 PSB Annual Report - 2023 PDF 347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Graph 1. In contrast to CNP fraud, according to APCA data,
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

Retail Payments Developments

9 Oct 2015 PSB Annual Report – 2015
Growth in debit card use continues to outpace growth in credit card transactions (Graph 3). ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa, American
https://www.rba.gov.au/publications/annual-reports/psb/2015/retail-payments-developments.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit and debit cards, deposit accounts and transaction accounts, and ... Credit cards and some debit cards allow payments to
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
7.5. 11.9. Credit cards, debit cards, and specialised payments providers. 31.4. ... Number per capita, 2012. Cheques. Direct debits. Direct credits. Debit card.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

The Board's First Year

1 Oct 1999 PSB Annual Report – 1999
They determine the revenue flows associated with card transactions, the costs ultimately borne by merchants and card-holders, the incentives to use and accept credit and debit cards, and the terms ... merchants have expressed concerns that restrictions
https://www.rba.gov.au/publications/annual-reports/psb/1999/first-year.html

Payments System Board Annual Report 2001 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2001 PDF 194KB
https://www.rba.gov.au/publications/annual-reports/psb/2001/pdf/competition.pdf

Retail Payments Trends

24 Oct 2016 PSB Annual Report – 2016
Table 4 shows the interchange fees applying in the credit card and debit card systems as at end June. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa,
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-trends.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
Debit cards are the most frequently used payment method, having overtaken cash in recent years. ... When making a card payment, Australians are more likely to use a debit card than a credit card.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html