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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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List of tables

26 Sep 2006 PSB Annual Report – 2006
Deposit account. 97. Debit card. 91. Credit or charge card. 55. ... 9. 5.6. 54. Credit and charge card cash advances. 12. 7.6.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions

8 May 2024 Submissions
or business restrictions limiting the ability of ATM owners to impose a direct charge. ... One of those concerns was that the EFT Code currently requires card issuers to disclose to cardholders the amount of any direct charge.
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html

List of tables

24 Oct 2016 PSB Annual Report – 2016
142. (a) Includes charge cards. (b) Excludes e-money. (c) Cheques have been abolished since 2001. ... All cards. 444. 520. eftpos and ATM transactions. 23. 23. Scheme debit, credit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html

Competition and Efficiency

24 Mar 2003 PSB Annual Report – 2002
These latter schemes did, however, impose restrictions on the freedom of merchants to recover credit and charge card costs from their cardholders, and the Bank confirmed that any decisions it took ... Card issuers would also be free to charge their
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
b) Includes charge cards. (c) Includes e-money and ‘other’ transactions. (d) Includes BPAY. ... 33.3. 35.6. Scheme credit, scheme debit and charge card. 57.5. 62.8.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
firms specialising in providing card acceptance to merchants and not issuing cards to cardholders). ... premium/platinum, super premium, ‘elite’/‘high net worth’). This enables issuers to pay more generous incentives to holders of these cards;
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
The Credit Card Market. Credit card issuing. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

The Evolving Retail Payments Landscape

8 Oct 2023 PSB Annual Report - 2023 PDF 716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf

List of tables

10 Sep 2012 PSB Annual Report – 2012
a) Includes charge cards. (b) Includes BPAY. (c) Split between debit and credit cards not available. ... 2010. 2011. All instruments. 11.4. 16.2. All cards. 37.9. 51.1. Scheme credit, debit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html