Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Domestic Financial Conditions
10 Feb 2023
SMP
– February 2023
By contrast, growth in personal credit (4 per cent of total credit) increased slightly over the quarter, largely driven by increases in outstanding credit card balances and consistent with strong nominal ... Six-month annualised. Sep 22. Dec 22. Jun 22.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Around half of the decline in personal credit since March was due to a decrease in outstanding credit card debt. ... Some of this decline owed to lower credit card spending by households early in the pandemic.
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html
Statement on Monetary Policy – February 2011
3 Feb 2011
SMP
– February 2011
PDF
2037KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/0211.pdf
Payments System Board Annual Report 2005
29 Sep 2005
PSB Annual Report
2005
PDF
1088KB
https://www.rba.gov.au/publications/annual-reports/psb/2005/pdf/2005-psb-ann-report.pdf
List of tables
20 Sep 2005
PSB Annual Report
– 2005
2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force. ... transaction. value. Capture reimbursement fees. From deposit account. 0.44. –. From credit card account.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html
Domestic Financial Conditions
6 May 2021
SMP
– May 2021
The measures have also supported the availability of credit to households and businesses. ... Much of this reflects an increase in spending on credit cards alongside the recovery in economic conditions as restrictions to contain the virus were eased.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html
List of tables
2 Oct 2013
PSB Annual Report
– 2013
56. 14.4. 11.1. 14.6. 12.7. Credit cards. 22.9. 1.7. 139. 7.1. ... 8.0. 12.4. Credit cards, debit cards, and specialised payments providers. 30.2.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html
Statement on Monetary Policy
6 Feb 2024
SMP
- February 2024
PDF
4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf
Developments in the Retail Payments System
2 Oct 2009
PSB Annual Report
– 2009
Credit card payments and direct credits each accounted for roughly one-quarter of non-cash payments. ... The first is that the Board's card payment reforms may have had an effect on the use of credit cards.
https://www.rba.gov.au/publications/annual-reports/psb/2009/dev-payments.html
List of tables
25 Oct 2010
PSB Annual Report
– 2010
b) Excludes BPAY transactions. Sources: BPAY; RBA. Table 3: Credit Card Interchange Fees. ... Sources: MasterCard website; RBA; Visa website. Table 5: Typical Features of Personal Credit Cards, By Type.
https://www.rba.gov.au/publications/annual-reports/psb/2010/tables.html