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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Operations in Financial Markets

21 Oct 2021 RBA Annual Report – 2021
Any gold lending by the Reserve Bank has the benefit of a government guarantee on the borrower's payment obligations to the Bank or is structured as a gold swap, such
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html

Box C: Recent Developments in Margin Lending

6 Aug 2004 SMP PDF 61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... Many margin loanproviders now also offer geared savings
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf

RBA Annual Report - Financial System Stability

3 Sep 2003 Annual Report PDF 430KB
of borrowers (the household and business sectors);. aggregate prudential data on the strength of financial. ... close similarities with their exposures to Australian. borrowers. 8 RESERVE BANK OF AUSTRALIA.
https://www.rba.gov.au/publications/annual-reports/rba/2003/pdf/fin-sys-stability.pdf

Developments in Financial Intermediation | Reserve Bank of Australia Annual Report - 1995

31 Dec 1995 Annual Report
in household incomes since, borrowers have had to rely more heavily on debt to acquire a home. ... More banks now appear to be making greater efforts to attract small business borrowers.
https://www.rba.gov.au/publications/annual-reports/rba/1995/develop-fin-inte.html

Overview

6 May 2022 SMP - May 2022 PDF 53KB
https://www.rba.gov.au/publications/smp/2022/may/pdf/00-overview.pdf

Overview

7 Feb 2019 SMP PDF 822KB
Statement of Monetary Policy - February 2019
https://www.rba.gov.au/publications/smp/2019/feb/pdf/00-overview.pdf

Domestic Financial Conditions

5 Nov 2020 SMP – November 2020
Several of these deals were ‘non-conforming’ RMBS, consisting of mortgages made to traditionally riskier borrowers. ... The proposed changes to responsible lending obligations would, in most cases, allow lenders to rely on the information provided by
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html

Overview

10 Feb 2019 SMP – February 2019
However, banks continue to compete vigorously for lower-risk borrowers, so average interest rates actually paid are little changed and remain low. ... Households' demand for credit has eased, particularly for investors. Credit supply has also tightened
https://www.rba.gov.au/publications/smp/2019/feb/overview.html

Statement on Monetary Policy

6 Feb 2024 SMP - February 2024 PDF 4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf

Reserve Bank of Australia Annual Report 2014 - Governor’s Foreword

22 Sep 2014 RBA Annual Report 2014 PDF 69KB
https://www.rba.gov.au/publications/annual-reports/rba/2014/pdf/gov-foreword.pdf