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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Box B: The Effect of Policy Rate Changes on Household Debt Servicing

5 Nov 2009 SMP PDF 139KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/nov/pdf/box-b.pdf

Box B: The Effect of Policy Rate Changes on Household Debt Servicing

10 Nov 2009 SMP – November 2009
sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances. ... As the composition of consumer credit has shifted away from credit card debt, on which a
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html

Statement on Monetary Policy

20 Nov 2023 SMP - November 2023 PDF 9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf

List of tables

10 Sep 2012 PSB Annual Report – 2012
a) Includes charge cards. (b) Includes BPAY. (c) Split between debit and credit cards not available. ... 2010. 2011. All instruments. 11.4. 16.2. All cards. 37.9. 51.1. Scheme credit, debit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
The Credit Card Market. Credit card issuing. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

List of tables

20 Sep 2018 PSB Annual Report – 2018
Number. Value. $. Number. Value. Number. Value. Cards. 73.5. 5.4. 68. ... e). 12,000. 29. 37. 13. Cheques. 320. 47. 4. 17. Credit/charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
4.3. Direct entry. (d). 14,709.9. 60.2. Cheques. 395.0. 4.5. Credit/charge cards. ... Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

The Evolving Retail Payments Landscape

8 Oct 2023 PSB Annual Report - 2023 PDF 716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf

Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
This is because an important aim of the reform is to provide merchants additional leverage in negotiating lower merchant service fees for credit and charge cards (including those issued by ‘three ... One major national corporation began surcharging on
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html