Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Operations in Financial Markets
21 Oct 2021
RBA Annual Report
– 2021
assets of high credit quality and appropriate liquidity (see chapter on ‘Risk Management’). ... The Bank also seeks to earn income on its holdings by lending gold.
https://www.rba.gov.au/publications/annual-reports/rba/2021/operations-in-financial-markets.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
There is relatively limited information available on the risk of credit card lending. ... issuers making much higher rates of return on their credit card lending than on other lines of business.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Operations in Financial Markets
12 Apr 2020
RBA Annual Report
– 2020
to lower funding costs across the economy and support the provision of credit. ... credit outstanding; and additional allowances, which totalled $51.1 billion at the end of June 2020, which are updated monthly and based on growth in each ADI's business
https://www.rba.gov.au/publications/annual-reports/rba/2020/operations-in-financial-markets.html
Monetary Policy and Financial Developments
26 Jun 2023
RBA Annual Report
– 1977
There was need to ensure that liquidity, lending, and the growth of the monetary aggregates avoided either of two extremes. ... Discussions with other intermediaries on lending were generally set against the background of the need for restraint in the
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html
Problems of Economic Management
24 Jul 2023
RBA Annual Report
– 1975
had been kept very tight and, in particular, a strong rein was kept on bank lending. ... The Bank made some movement in the direction of restraint in March 1975 by informing the trading banks that its lending policy did not envisage further expansion in
https://www.rba.gov.au/publications/annual-reports/rba/1975/problems-of-economic-management.html
Does Financial Repression Inhibit Economic Growth? Empirical Examination of China’s Reform Experience
6 Dec 2010
Research Workshop
PDF
333KB
Reserve Bank of Australia Research Workshop 2010
https://www.rba.gov.au/publications/workshops/research/2010/pdf/huang.pdf
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
The discussion that follows makes use of a basic distinction between the credit institutions (or financial intermediaries) sector, comprising those institutions whose core functions involve borrowing and lending,. ... In this way, they perform the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
The Reserve Bank and Economic Policy in 1978/79
20 Jun 2023
RBA Annual Report
– 1979
In January, with lending buoyant, and free liquidity relatively high, the Bank raised the ratio by one percentage point. ... In a context of buoyant lending, some groups were encouraged, where they had surplus funds, to adjust interest rates rather than
https://www.rba.gov.au/publications/annual-reports/rba/1979/res-bank-eco-policy.html
Financial Markets in 1978/79
20 Jun 2023
RBA Annual Report
– 1979
The net increase in rural credits advances outstanding over the year was not substantial. ... deficit, domestic credit grew a little more rapidly, by 12.4 per cent.
https://www.rba.gov.au/publications/annual-reports/rba/1979/fin-markets.html
A Model of Secular Stagnation: Theory and Quantitative Evaluation
17 Jan 2017
Research Workshop
PDF
904KB
https://www.rba.gov.au/publications/workshops/research/2016/pdf/rba-workshop-2016-mehrotra.pdf