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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
driven by an increasing use of cards (credit and debit) to carry out in-person payments (Figure 2). ... 7. 4.1 The Counting Method. 4.1.1 Method. The first approach is a direct one.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
Introduction
1 Jun 2015
RDP
2015-05
payment suffer a direct loss; and the wider public can lose confidence in the functionality of the currency. ... close payment substitutes like debit cards and credit cards.
https://www.rba.gov.au/publications/rdp/2015/2015-05/introduction.html
See 6 more results from "RDP 2015-05"
Explaining Import Price Inflation: A Recent History of Second Stage Pass-through
30 Nov 2009
RDP
PDF
105KB
Understanding this stage of price adjustmentis important when assessing the direct inflationary pressures that accompanyexchange rate movements.2. ... 23 Kremers et al. (1992) demonstrate that testing the significance of the error-correction term is
https://www.rba.gov.au/publications/rdp/1994/pdf/rdp9407.pdf
Valuing Safety and Privacy in Retail Central Bank Digital Currency
11 Apr 2024
RDP
2024-02
Although we caution about studying privacy attitudes with direct survey questions, there is one such question in the Consumer Payments Survey that we do show results for here to demonstrate the ... Some proposed CBDC designs do involve a more direct
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
See 3 more results from "RDP 2024-02"
Methodology
1 Nov 1999
RDP
1999-09
Furthermore, some customers are willing to pay an added premium to transact with banks since banks are viewed as being a superior source of both credit and debit services. ... If a bank fails, the payout under the guarantee may take the form of direct
https://www.rba.gov.au/publications/rdp/1999/1999-09/methodology.html
Dividends and Taxation: A Preliminary Investigation
31 Jan 2006
RDP
PDF
401KB
Debits arise from paying franked dividends. Table 1 provides estimates of the degree of franking for a sample of industrial and resource companies listed on the Australian Stock Exchange over the ... The calculated weights are plotted in Graph 1. These
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9211.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... 10 This strategy has become known as the depositor-stealing motive for direct fees.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided by a debit card. ... Others, bycontrast, may value the flexibility afforded by a credit card relative to a debit cardin
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
Monetary Transmission in a Deregulated Financial System
19 Nov 2012
RDP
PDF
825KB
plastic cards (either debit or credit). The model conclusions do not depend on this. ... In a deregulated world such. aggregates would not be under the direct control of the central bank.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8811.pdf
Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
Most deposits were paid back between 1893 and 1901 and did not suffer direct financial losses, although there were ‘considerable indirect losses via frozen deposits’ (Kent 2011). ... EFTPOS terminals also allow substitution from cash to debit cards.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf