Search: card issuer

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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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List of tables

12 Sep 2014 PSB Annual Report – 2014
products' features; the total sample comprises around 90 credit card products offered by the top 10 credit card issuers and selected major merchants; the top 10 issuers are based on issuing ... Sources: RBA; card issuers' websites. Table 6: Fraud Losses
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
significant incentive to use credit cards over other payment methods. The rewards programs offered by credit card issuers are due in large part to the existence of. ... This. enables issuers to pay more generous incentives to holders of these cards; card
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Payments System Board Annual Report 2001 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2001 PDF 194KB
https://www.rba.gov.au/publications/annual-reports/psb/2001/pdf/competition.pdf

Payments System Board Annual Report 2000 - Competition and Efficiency

9 Apr 2013 PSB Annual Report 2000 PDF 260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf

Debit Cards

20 Sep 2005 PSB Annual Report – 2005
It sees no justification for this, given that issuers of Visa Debit cards do not offer cardholders interest-free credit. ... By insisting that merchants who accept Visa credit cards accept Visa-branded credit cards regardless of the issuer, the value of
https://www.rba.gov.au/publications/annual-reports/psb/2005/debit-cards.html

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf

List of tables

10 Sep 2012 PSB Annual Report – 2012
The total sample comprises over 80 credit. card products offered by the top nine credit card issuers and selected major merchants; the top nine issuers are based on issuing market shares ... e) Scheme-branded credit cards are not shown. Sources: RBA;
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Sources: credit card issuers' websites as at 30 June 2011. Table 8: Fraud on Australian-issued Payment Instruments.
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

Modelling Consumer Payment Behaviour for Australia

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
of the credit card and views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards. ... These cards are aimed at revolver consumers, who represent around 34 per
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
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Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf