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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Statement on Monetary Policy

20 Nov 2023 SMP - November 2023 PDF 9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
and charge cards 1.4 1.4 2.4 BPAY 0.3 0.5 0.4 Internet or phone banking na 0.4 0.2 PayPal na 0.1 0.3 ... Cash 69 62 47 38 29 18 Cards 26 31 43 43 43 53 Debit cards 15 22 24 21 27 22 Credit and charge cards 11 9 19 23 16
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

List of tables

10 Sep 2012 PSB Annual Report – 2012
a) Includes charge cards. (b) Includes BPAY. (c) Split between debit and credit cards not available. ... 2010. 2011. All instruments. 11.4. 16.2. All cards. 37.9. 51.1. Scheme credit, debit and charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

Private Net Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
complimentary insurance) that credit cards offer (although this is before taking into account interest payments for customers who carry a balance on their credit card). ... For merchants, the private costs of credit cards are lower for card-present
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
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Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
OpExp. Operating expenses ($). APRA (ARF_330.0). BDD. Bad and doubtful debt charge. ... t. The bad and doubtful debt charge has two components: write-offs and net new provisions.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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Competition and Efficiency

25 Sep 2003 PSB Annual Report – 2003
This is because an important aim of the reform is to provide merchants additional leverage in negotiating lower merchant service fees for credit and charge cards (including those issued by ‘three ... One major national corporation began surcharging on
https://www.rba.gov.au/publications/annual-reports/psb/2003/competition.html

List of tables

14 Sep 2017 PSB Annual Report – 2017
4.3. Direct entry. (d). 14,709.9. 60.2. Cheques. 395.0. 4.5. Credit/charge cards. ... Sources: ASX; CLS; RBA. Table 4: Selected Debit and Prepaid Card Interchange Fees: eftpos.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf

List of tables

20 Sep 2018 PSB Annual Report – 2018
Number. Value. $. Number. Value. Number. Value. Cards. 73.5. 5.4. 68. ... e). 12,000. 29. 37. 13. Cheques. 320. 47. 4. 17. Credit/charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

List of tables

2 Oct 2013 PSB Annual Report – 2013
Number. Value. $. Number. Value. Number. Value. Debit cards. 39.9. 1.2. ... 361. 0.62. 307. 0.50. Scheme debit, credit and charge cards. 347.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html