Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Risk Management
21 Oct 2021
RBA Annual Report
– 2021
The required margin is maintained throughout the term of the repo through daily two-way margining. ... the securities must be rated AAA and they attract a relatively high margin.
https://www.rba.gov.au/publications/annual-reports/rba/2021/risk-management.html
The Australian Financial System
8 Oct 2021
FSR
– October 2021
However, to date, losses have been minimal, and the share of loans that are non-performing has returned to pre-pandemic levels (Graph 3.2). ... banks' business loans exposure; these industries include electricity, agriculture, and oil and gas
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
The Global Financial Environment
9 Oct 2020
FSR
– October 2020
In addition, some borrowers with deferred loans have continued to make loan repayments and there has also been a reduction in loans in forbearance in recent months due to the recovery ... This is despite recording increased impairment expenses to account
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html
Financial Stability Review
10 Feb 2020
FSR
April 2018
PDF
2840KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/financial-stability-review-2018-04.pdf
Box A: Recent Developments in Net Interest Income in the Chinese Banking System
25 Sep 2013
FSR
September 2013
PDF
794KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-a.pdf
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
May and October flowing through to variable loan payments and as fixed-rate loans roll off) (Graph 2.2). ... Just 5 per cent of loans in the Banks Securitisation Dataset were estimated to have an outstanding loan-to-valuation ratio (LVR) greater than
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
Reserve Bank of Australia Annual Report 2021 - Financial Statements
29 Sep 2022
RBA Annual Report
2021
PDF
480KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/financial-statements.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
304KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/risk-management.pdf