Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
- 2021
PDF
434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf
Payments System Board Annual Report 2002 - The Australian Payments System
22 Sep 2005
PSB Annual Report
2002
PDF
189KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/au-payments.pdf
The Evolving Retail Payments Landscape
27 Sep 2022
PSB Annual Report
- 2022
PDF
564KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/the-evolving-retail-payments-landscape.pdf
Payments System Board Annual Report 2022
27 Sep 2022
PSB Annual Report
- 2022
PDF
2830KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/psb-annual-report-2022.pdf
The Australian Payments System
24 Mar 2003
PSB Annual Report
– 2002
Despite earlier expectations, smart cards and ‘electronic money’ have made no inroads on cash payments in Australia (or in most other countries). ... Debit card (EFTPOS) usage has also been growing but at rates that have been outstripped by credit
https://www.rba.gov.au/publications/annual-reports/psb/2002/au-payments.html
Retail Payments Regulation and Policy Issues
17 Oct 2019
PSB Annual Report
– 2019
Tokenisation of card payments is discussed further in the Technology and Innovation Section. ... 0.20%. 15.0. 0.20%. 0.20%. –. –. –. –. Consumer Premium – Card Not Present.
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html
Retail Payments Regulation and Policy Issues
15 Oct 2020
PSB Annual Report
– 2020
When choosing to pay with a card, households are increasingly using debit cards, which have become the most frequently used payment method in Australia. ... Given the rapid growth in the use of cards, the Board has continued to focus on holding down the
https://www.rba.gov.au/publications/annual-reports/psb/2020/retail-payments-regulation-and-policy-issues.html
Retail Payments Policy and Developments
24 Oct 2016
PSB Annual Report
– 2016
The Board also took steps that reduced the barriers to entry for entities wishing to issue cards or provide card payment services to merchants. ... The Bank considered that there was potential for regulation of prepaid card systems to remove some of the
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-policy-and-developments.html
Retail Payments Regulation and Policy Issues
20 Sep 2018
PSB Annual Report
– 2018
Around four-fifths of debit cards issued in Australia are dual-network cards, which allow a payment to be processed via either eftpos or one of the two other debit card ... increasing the interchange fees that apply to that merchant's credit card
https://www.rba.gov.au/publications/annual-reports/psb/2018/retail-payments-regulation-and-policy-issues.html
Payments System Board Annual Report 2001
30 Sep 2003
Annual Report
PDF
3392KB
cost several times as much as debit cards. The. third feature of credit card schemes, however,. ... accepting these credit cards. As a consequence,. merchants pass their credit card costs onto all.
https://www.rba.gov.au/publications/annual-reports/psb/2001/pdf/2001-psb-ann-report.pdf