Search: card issuer
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Payments System Board Annual Report 2002 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2002
PDF
154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... To address issues of competitive neutrality, interchange-like payments to issuers in the American Express companion card system will be regulated equivalently to
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
Payments System Regulation and Policy Issues
11 Oct 2023
PSB Annual Report
- 2023
PDF
347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
The ATM Market in Australia
31 Dec 2012
RDP
2012-03
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Payments System Board Annual Report 2011 - Developments in Retail Payment Systems
20 Sep 2011
PSB Annual Report
2011
PDF
583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf
Trends in Payments, Clearing and Settlement Systems
15 Oct 2020
PSB Annual Report
– 2020
In the past few years, many card issuers have supported the use of their cards in digital wallet applications provided by Apple, Samsung and Google, for example. ... Two significant components of merchant fees are interchange fees (paid by the acquirer
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html
Other Retail Payments Developments
2 Oct 2013
PSB Annual Report
– 2013
Cardholders can choose from a wide range of credit card products offered by card issuers. ... As platinum cards have become more widespread, some card issuers have introduced super premium cards, targeting the very high end of the market.
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html
Developments in the Retail Payments System
2 Oct 2009
PSB Annual Report
– 2009
These fees (which are bilaterally negotiated and are paid by the card issuer to the transaction acquirer) are required to be between 4 and 5 cents per purchase transaction. ... For example, some issuers provide complementary three-party scheme cards to
https://www.rba.gov.au/publications/annual-reports/psb/2009/dev-payments.html